What is the loan value for 1 gram of gold today?

Today, 1 gram of 22 Karat gold is worth approximately ₹12,145. The maximum gold loan you can get against 1 gram of 22K gold at 75% LTV is ₹9,109.

How much loan can I get on 1 gram of 24K gold?

For 1 gram of 24 Karat (pure) gold, today's market value is ₹14,455. At 75% LTV as per RBI guidelines, the maximum loan amount is ₹10,841.

1 gram Gold Loan Value Today – Maximum Loan Amount & LTV

Gold Loan Value Table — 1 gram by Purity

Gold Purity	Rate/gram	Market Value	Max Loan (75%)	Max Loan (70%)	Max Loan (65%)
24 Karat	₹14,455/g	₹14,455	₹10,841	₹10,119	₹9,396
22 Karat	₹13,249/g	₹12,145	₹9,109	₹8,501	₹7,894
18 Karat	₹11,049/g	₹8,287	₹6,215	₹5,801	₹5,386

Gold Purity

Rate/gram

Market Value

Max Loan (75%)

Max Loan (70%)

Max Loan (65%)

24 Karat

₹14,455/g

₹14,455

₹10,841

₹10,119

₹9,396

22 Karat

₹13,249/g

₹12,145

₹9,109

₹8,501

₹7,894

18 Karat

₹11,049/g

₹8,287

₹6,215

₹5,801

₹5,386

* Based on today's gold rates. Values update daily. Gold rate: 24K = ₹14,455/g · 22K = ₹13,249/g · 18K = ₹11,049/g

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1 gram Gold Loan Value Today — Complete Guide

The market value of 1 gram gold today is ₹12,145 (at 22K purity, using the current gold rate of ₹13,249/gram). If you are looking to pledge this gold for a loan, the maximum eligible loan amount — as per RBI's Loan to Value (LTV) guidelines of 75% — is ₹9,109.

This page is designed for pawn brokers and customers who want to quickly determine the loan eligibility for 1 gram of gold without using a calculator. The values on this page are updated daily based on prevailing gold rates in India.

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FAQs — 1 gram Gold Loan Value

What is the maximum loan I can get on 1 gram of 22K gold?+

At today's 22K gold rate of ₹13,249/gram, 1 gram of 22K gold is worth ₹12,145. The maximum loan at 75% LTV (RBI guideline for banks and NBFCs) is ₹9,109. At 70% LTV (safer pawn broker limit) it is ₹8,501.

How is the gold loan value for 1 gram calculated?+

Gold loan value for 1 gram = Weight (1g) × Gold Rate per gram × (Karat ÷ 24). For 22K: 1 × ₹13,249 × (22÷24) = ₹12,145. The lender then applies an LTV percentage (usually 70–75%) to determine the maximum loan amount.

1 gram Gold Loan Value Today — Maximum Loan & LTV Calculator