What is the loan value for 5 grams of gold today?

Today, 5 grams of 22 Karat gold is worth approximately ₹60,725. The maximum gold loan you can get against 5 grams of 22K gold at 75% LTV is ₹45,543.

How much loan can I get on 5 grams of 24K gold?

For 5 grams of 24 Karat (pure) gold, today's market value is ₹72,275. At 75% LTV as per RBI guidelines, the maximum loan amount is ₹54,206.

5 grams Gold Loan Value Today – Maximum Loan Amount & LTV

Gold Loan Value Table — 5 grams by Purity

Gold Purity	Rate/gram	Market Value	Max Loan (75%)	Max Loan (70%)	Max Loan (65%)
24 Karat	₹14,455/g	₹72,275	₹54,206	₹50,593	₹46,979
22 Karat	₹13,249/g	₹60,725	₹45,543	₹42,507	₹39,471
18 Karat	₹11,049/g	₹41,434	₹31,075	₹29,004	₹26,932

Gold Purity

Rate/gram

Market Value

Max Loan (75%)

Max Loan (70%)

Max Loan (65%)

24 Karat

₹14,455/g

₹72,275

₹54,206

₹50,593

₹46,979

22 Karat

₹13,249/g

₹60,725

₹45,543

₹42,507

₹39,471

18 Karat

₹11,049/g

₹41,434

₹31,075

₹29,004

₹26,932

* Based on today's gold rates. Values update daily. Gold rate: 24K = ₹14,455/g · 22K = ₹13,249/g · 18K = ₹11,049/g

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5 grams Gold Loan Value Today — Complete Guide

The market value of 5 grams gold today is ₹60,725 (at 22K purity, using the current gold rate of ₹13,249/gram). If you are looking to pledge this gold for a loan, the maximum eligible loan amount — as per RBI's Loan to Value (LTV) guidelines of 75% — is ₹45,543.

This page is designed for pawn brokers and customers who want to quickly determine the loan eligibility for 5 grams of gold without using a calculator. The values on this page are updated daily based on prevailing gold rates in India.

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FAQs — 5 grams Gold Loan Value

What is the maximum loan I can get on 5 grams of 22K gold?+

At today's 22K gold rate of ₹13,249/gram, 5 grams of 22K gold is worth ₹60,725. The maximum loan at 75% LTV (RBI guideline for banks and NBFCs) is ₹45,543. At 70% LTV (safer pawn broker limit) it is ₹42,507.

How is the gold loan value for 5 grams calculated?+

Gold loan value for 5 grams = Weight (5g) × Gold Rate per gram × (Karat ÷ 24). For 22K: 5 × ₹13,249 × (22÷24) = ₹60,725. The lender then applies an LTV percentage (usually 70–75%) to determine the maximum loan amount.

5 grams Gold Loan Value Today — Maximum Loan & LTV Calculator