What is the loan value for 4 grams of gold today?

Today, 4 grams of 22 Karat gold is worth approximately ₹48,580. The maximum gold loan you can get against 4 grams of 22K gold at 75% LTV is ₹36,435.

How much loan can I get on 4 grams of 24K gold?

For 4 grams of 24 Karat (pure) gold, today's market value is ₹57,820. At 75% LTV as per RBI guidelines, the maximum loan amount is ₹43,365.

4 grams Gold Loan Value Today – Maximum Loan Amount & LTV

Gold Loan Value Table — 4 grams by Purity

Gold Purity	Rate/gram	Market Value	Max Loan (75%)	Max Loan (70%)	Max Loan (65%)
24 Karat	₹14,455/g	₹57,820	₹43,365	₹40,474	₹37,583
22 Karat	₹13,249/g	₹48,580	₹36,435	₹34,006	₹31,577
18 Karat	₹11,049/g	₹33,147	₹24,860	₹23,203	₹21,546

Gold Purity

Rate/gram

Market Value

Max Loan (75%)

Max Loan (70%)

Max Loan (65%)

24 Karat

₹14,455/g

₹57,820

₹43,365

₹40,474

₹37,583

22 Karat

₹13,249/g

₹48,580

₹36,435

₹34,006

₹31,577

18 Karat

₹11,049/g

₹33,147

₹24,860

₹23,203

₹21,546

* Based on today's gold rates. Values update daily. Gold rate: 24K = ₹14,455/g · 22K = ₹13,249/g · 18K = ₹11,049/g

Calculate for a different weight?

Use our Gold Value Calculator for any weight, purity, and making charge deduction.

Open Gold Value Calculator →

4 grams Gold Loan Value Today — Complete Guide

The market value of 4 grams gold today is ₹48,580 (at 22K purity, using the current gold rate of ₹13,249/gram). If you are looking to pledge this gold for a loan, the maximum eligible loan amount — as per RBI's Loan to Value (LTV) guidelines of 75% — is ₹36,435.

This page is designed for pawn brokers and customers who want to quickly determine the loan eligibility for 4 grams of gold without using a calculator. The values on this page are updated daily based on prevailing gold rates in India.

Related Gold Loan Values

Auto-calculate gold value with FinAccSaaS

FinAccSaaS fetches live gold rates daily and automatically calculates loan eligibility at the time of pledge — no manual lookup needed.

Book Free Demo →

FAQs — 4 grams Gold Loan Value

What is the maximum loan I can get on 4 grams of 22K gold?+

At today's 22K gold rate of ₹13,249/gram, 4 grams of 22K gold is worth ₹48,580. The maximum loan at 75% LTV (RBI guideline for banks and NBFCs) is ₹36,435. At 70% LTV (safer pawn broker limit) it is ₹34,006.

How is the gold loan value for 4 grams calculated?+

Gold loan value for 4 grams = Weight (4g) × Gold Rate per gram × (Karat ÷ 24). For 22K: 4 × ₹13,249 × (22÷24) = ₹48,580. The lender then applies an LTV percentage (usually 70–75%) to determine the maximum loan amount.

4 grams Gold Loan Value Today — Maximum Loan & LTV Calculator