8 grams Gold Loan Value Today — Maximum Loan & LTV Calculator

Today's gold loan value for 8 grams gold, maximum eligible loan amount at 75% LTV, and complete purity-wise breakdown. Updated with current gold rates.

Market Value (22K)
₹97,159
8 grams @ ₹13,249/g
Max Loan @ 75% LTV
₹72,870
As per RBI guidelines
Market Value (24K)
₹1,15,640
8 grams @ ₹14,455/g

Gold Loan Value Table — 8 grams by Purity

Gold Purity Rate/gram Market Value Max Loan (75%) Max Loan (70%) Max Loan (65%)
24 Karat ₹14,455/g ₹1,15,640 ₹86,730 ₹80,948 ₹75,166
22 Karat ₹13,249/g ₹97,159 ₹72,870 ₹68,012 ₹63,154
18 Karat ₹11,049/g ₹66,294 ₹49,721 ₹46,406 ₹43,091

* Based on today's gold rates. Values update daily. Gold rate: 24K = ₹14,455/g · 22K = ₹13,249/g · 18K = ₹11,049/g

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8 grams Gold Loan Value Today — Complete Guide

The market value of 8 grams gold today is ₹97,159 (at 22K purity, using the current gold rate of ₹13,249/gram). If you are looking to pledge this gold for a loan, the maximum eligible loan amount — as per RBI's Loan to Value (LTV) guidelines of 75% — is ₹72,870.

This page is designed for pawn brokers and customers who want to quickly determine the loan eligibility for 8 grams of gold without using a calculator. The values on this page are updated daily based on prevailing gold rates in India.

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FAQs — 8 grams Gold Loan Value

What is the maximum loan I can get on 8 grams of 22K gold?+
At today's 22K gold rate of ₹13,249/gram, 8 grams of 22K gold is worth ₹97,159. The maximum loan at 75% LTV (RBI guideline for banks and NBFCs) is ₹72,870. At 70% LTV (safer pawn broker limit) it is ₹68,012.
How is the gold loan value for 8 grams calculated?+
Gold loan value for 8 grams = Weight (8g) × Gold Rate per gram × (Karat ÷ 24). For 22K: 8 × ₹13,249 × (22÷24) = ₹97,159. The lender then applies an LTV percentage (usually 70–75%) to determine the maximum loan amount.

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