What is the loan value for 3 grams of gold today?

Today, 3 grams of 22 Karat gold is worth approximately ₹36,435. The maximum gold loan you can get against 3 grams of 22K gold at 75% LTV is ₹27,326.

How much loan can I get on 3 grams of 24K gold?

For 3 grams of 24 Karat (pure) gold, today's market value is ₹43,365. At 75% LTV as per RBI guidelines, the maximum loan amount is ₹32,524.

3 grams Gold Loan Value Today – Maximum Loan Amount & LTV

Gold Loan Value Table — 3 grams by Purity

Gold Purity	Rate/gram	Market Value	Max Loan (75%)	Max Loan (70%)	Max Loan (65%)
24 Karat	₹14,455/g	₹43,365	₹32,524	₹30,355	₹28,187
22 Karat	₹13,249/g	₹36,435	₹27,326	₹25,504	₹23,683
18 Karat	₹11,049/g	₹24,860	₹18,645	₹17,402	₹16,159

Gold Purity

Rate/gram

Market Value

Max Loan (75%)

Max Loan (70%)

Max Loan (65%)

24 Karat

₹14,455/g

₹43,365

₹32,524

₹30,355

₹28,187

22 Karat

₹13,249/g

₹36,435

₹27,326

₹25,504

₹23,683

18 Karat

₹11,049/g

₹24,860

₹18,645

₹17,402

₹16,159

* Based on today's gold rates. Values update daily. Gold rate: 24K = ₹14,455/g · 22K = ₹13,249/g · 18K = ₹11,049/g

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3 grams Gold Loan Value Today — Complete Guide

The market value of 3 grams gold today is ₹36,435 (at 22K purity, using the current gold rate of ₹13,249/gram). If you are looking to pledge this gold for a loan, the maximum eligible loan amount — as per RBI's Loan to Value (LTV) guidelines of 75% — is ₹27,326.

This page is designed for pawn brokers and customers who want to quickly determine the loan eligibility for 3 grams of gold without using a calculator. The values on this page are updated daily based on prevailing gold rates in India.

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FAQs — 3 grams Gold Loan Value

What is the maximum loan I can get on 3 grams of 22K gold?+

At today's 22K gold rate of ₹13,249/gram, 3 grams of 22K gold is worth ₹36,435. The maximum loan at 75% LTV (RBI guideline for banks and NBFCs) is ₹27,326. At 70% LTV (safer pawn broker limit) it is ₹25,504.

How is the gold loan value for 3 grams calculated?+

Gold loan value for 3 grams = Weight (3g) × Gold Rate per gram × (Karat ÷ 24). For 22K: 3 × ₹13,249 × (22÷24) = ₹36,435. The lender then applies an LTV percentage (usually 70–75%) to determine the maximum loan amount.

3 grams Gold Loan Value Today — Maximum Loan & LTV Calculator