100 grams Gold Loan Value Today — Maximum Loan & LTV Calculator

Today's gold loan value for 100 grams gold, maximum eligible loan amount at 75% LTV, and complete purity-wise breakdown. Updated with current gold rates.

Market Value (22K)
₹12,14,492
100 grams @ ₹13,249/g
Max Loan @ 75% LTV
₹9,10,869
As per RBI guidelines
Market Value (24K)
₹14,45,500
100 grams @ ₹14,455/g

Gold Loan Value Table — 100 grams by Purity

Gold Purity Rate/gram Market Value Max Loan (75%) Max Loan (70%) Max Loan (65%)
24 Karat ₹14,455/g ₹14,45,500 ₹10,84,125 ₹10,11,850 ₹9,39,575
22 Karat ₹13,249/g ₹12,14,492 ₹9,10,869 ₹8,50,144 ₹7,89,420
18 Karat ₹11,049/g ₹8,28,675 ₹6,21,506 ₹5,80,073 ₹5,38,639

* Based on today's gold rates. Values update daily. Gold rate: 24K = ₹14,455/g · 22K = ₹13,249/g · 18K = ₹11,049/g

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100 grams Gold Loan Value Today — Complete Guide

The market value of 100 grams gold today is ₹12,14,492 (at 22K purity, using the current gold rate of ₹13,249/gram). If you are looking to pledge this gold for a loan, the maximum eligible loan amount — as per RBI's Loan to Value (LTV) guidelines of 75% — is ₹9,10,869.

This page is designed for pawn brokers and customers who want to quickly determine the loan eligibility for 100 grams of gold without using a calculator. The values on this page are updated daily based on prevailing gold rates in India.

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FAQs — 100 grams Gold Loan Value

What is the maximum loan I can get on 100 grams of 22K gold?+
At today's 22K gold rate of ₹13,249/gram, 100 grams of 22K gold is worth ₹12,14,492. The maximum loan at 75% LTV (RBI guideline for banks and NBFCs) is ₹9,10,869. At 70% LTV (safer pawn broker limit) it is ₹8,50,144.
How is the gold loan value for 100 grams calculated?+
Gold loan value for 100 grams = Weight (100g) × Gold Rate per gram × (Karat ÷ 24). For 22K: 100 × ₹13,249 × (22÷24) = ₹12,14,492. The lender then applies an LTV percentage (usually 70–75%) to determine the maximum loan amount.

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