What is the loan value for 20 grams of gold today?

Today, 20 grams of 22 Karat gold is worth approximately ₹2,42,898. The maximum gold loan you can get against 20 grams of 22K gold at 75% LTV is ₹1,82,174.

How much loan can I get on 20 grams of 24K gold?

For 20 grams of 24 Karat (pure) gold, today's market value is ₹2,89,100. At 75% LTV as per RBI guidelines, the maximum loan amount is ₹2,16,825.

20 grams Gold Loan Value Today – Maximum Loan Amount & LTV

Gold Loan Value Table — 20 grams by Purity

Gold Purity	Rate/gram	Market Value	Max Loan (75%)	Max Loan (70%)	Max Loan (65%)
24 Karat	₹14,455/g	₹2,89,100	₹2,16,825	₹2,02,370	₹1,87,915
22 Karat	₹13,249/g	₹2,42,898	₹1,82,174	₹1,70,029	₹1,57,884
18 Karat	₹11,049/g	₹1,65,735	₹1,24,301	₹1,16,014	₹1,07,728

Gold Purity

Rate/gram

Market Value

Max Loan (75%)

Max Loan (70%)

Max Loan (65%)

24 Karat

₹14,455/g

₹2,89,100

₹2,16,825

₹2,02,370

₹1,87,915

22 Karat

₹13,249/g

₹2,42,898

₹1,82,174

₹1,70,029

₹1,57,884

18 Karat

₹11,049/g

₹1,65,735

₹1,24,301

₹1,16,014

₹1,07,728

* Based on today's gold rates. Values update daily. Gold rate: 24K = ₹14,455/g · 22K = ₹13,249/g · 18K = ₹11,049/g

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20 grams Gold Loan Value Today — Complete Guide

The market value of 20 grams gold today is ₹2,42,898 (at 22K purity, using the current gold rate of ₹13,249/gram). If you are looking to pledge this gold for a loan, the maximum eligible loan amount — as per RBI's Loan to Value (LTV) guidelines of 75% — is ₹1,82,174.

This page is designed for pawn brokers and customers who want to quickly determine the loan eligibility for 20 grams of gold without using a calculator. The values on this page are updated daily based on prevailing gold rates in India.

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FAQs — 20 grams Gold Loan Value

What is the maximum loan I can get on 20 grams of 22K gold?+

At today's 22K gold rate of ₹13,249/gram, 20 grams of 22K gold is worth ₹2,42,898. The maximum loan at 75% LTV (RBI guideline for banks and NBFCs) is ₹1,82,174. At 70% LTV (safer pawn broker limit) it is ₹1,70,029.

How is the gold loan value for 20 grams calculated?+

Gold loan value for 20 grams = Weight (20g) × Gold Rate per gram × (Karat ÷ 24). For 22K: 20 × ₹13,249 × (22÷24) = ₹2,42,898. The lender then applies an LTV percentage (usually 70–75%) to determine the maximum loan amount.

20 grams Gold Loan Value Today — Maximum Loan & LTV Calculator